Do you know what you need for a loan application?

We have found that many buyers don't know what they need to bring when they go to for a loan aplication. This not only for the first time buyer but many other buyers forget what they need and this slows down the process.
This is the information that is need for your loan application:

1. Your Address- landlord's address and phone or lender and loan number.
2. Name, address and phone number for each employer - 2 years.
3. Gross monthly salary, YTD pay stub and past 2 years W2's.
4. Check and saving, retirement accounts - last 2 months statements.
5. Dept - Name, address, account numbers, balance and monthly payments.
6. Loan information, market value and addresses on all real estate owned.
7. If self-employed - tax returns for the last 2 years - signed all schedules.
8. If commission, interest or bonus income received - tax returns for past 2 years - signed all schedules.
9. Completed, signed sales contract.
10. Up front fee for appraisal, credit report and flood certification.
11. Veterans - DD214 and Certificate of Eligibility.
12. FHA - Picture ID and Social Security Card.